Liquidation 

Bank card with sample signatures and seal imprint. Card with samples of signatures and a seal imprint and options for its design Copy of a bank card with samples of signatures Sberbank

If you are opening a current account for your individual entrepreneur or enterprise, then most likely a card with sample signatures and seals will become an integral attribute of this procedure. Organizations of any form of ownership and legal status are faced with this document. Let's look at what you need to know about this form and give a sample of filling out the card.

Why is a card needed?

The purpose of the card with sample signatures and seal imprint is quite simple and clear: it serves to ensure that employees of a banking institution clearly know what it should look like:

1. Original handwritten signature of the current account owner or his representative.

2. Company seal stamp.

After all, banks are special organizations that work with the financial resources of their clients. It is extremely important for them to take all possible precautions when accepting, issuing and/or transferring them in order to exclude various abuses and fraudulent schemes.

In this regard, increased demands are placed on signatures and seals: the main thing is that they must coincide one-to-one with those given on the bank card with samples of signatures and seal impressions, and be clear and legible. Otherwise, the transaction on the account will be refused.

The bank employee may ask the client to sign or re-stamp the form. And if the signature does not 100% match the one indicated on the signature card, the credit institution has the right to refuse to provide the requested banking service.

Mandatory stamp on the card

By the way, the form of the card with sample signatures does not necessarily contain a sample of the company seal. The fact is that from April 7, 2015, organizations can refuse to use round seals. They acquired this right after the Law of April 6, 2015 No. 82-FZ came into force. From this date, LLCs and JSCs (with some exceptions) have the right to independently decide whether to have a seal or not (prescribed in the internal regulatory documents of the enterprise).

Who fills out the card

The document in question consists of 3 parts:

  • the first is filled out by the general director of the enterprise or his representative, specifically authorized to do so by a power of attorney;
  • the second (certifying signature certification) - a notary or bank employee;
  • the third is a bank employee.

Card form

Let us say right away that there is no generally required sample signature card for a bank. At the same time, Instruction of the Central Bank of the Russian Federation dated May 30, 2014 No. 153-I “On opening and closing bank accounts, deposit accounts, deposit accounts” (hereinafter referred to as Central Bank Instruction No. 153-I) suggests using one of two options:

1. Form No. 0401026 according to OKUD (OK 011-93) from Appendix 1 to the specified Instructions:

2. Or a form for a card of sample signatures and a seal imprint according to the internal form of a bank or other organization (it necessarily includes all the details of form No. 0401026 according to OKUD (see above)).

As you can see, the card in form No. 0401026 includes only 2 signature samples and does not include such details as TIN, KPP, OKPO, OKVED codes, etc. That is, it contains a narrowly limited amount of information.

Filling out the card

For 2018, a sample of filling out a card with sample signatures looks something like this:

Temporary card

There is also a temporary signature sample card, which is attached to the permanent card. Externally, its only difference is that in the upper right corner on the front side there is a “Temporary” mark.

According to clause 7.13 of Central Bank Instruction No. 153-I, such a card is issued:

1. If the right to sign is temporarily transferred to persons not indicated on the original card.

2. In case of temporary use of an additional seal impression.

What's happened card with samples of signatures and seals? This is a document that records the signatures of all company managers and the imprint of the main seal. This card is issued when an organization opens a current account in one of the banks. The form of this document is common to all types of companies and organizations.

It is important to know the algorithm for correctly filling out this document.

  • We remind you that the form for filling out information on the card is the same for everyone, so the only possible changes in it are changes in the number of lines for basic information about the organization, the full names of the indicated managers and in the line where the account number is indicated.
  • You can enter data into the card by hand, using blue or black ink, or you can type the text on a computer.

Card with samples of signatures and seals

  • Different banks require different numbers of copies of this document. Detailed information can be obtained from the specific bank with which the organization intends to cooperate.
  • The “first signature” and “second signature” fields must be signed by the heads of the organization.
  • The first signature can be put by the head of the company or organization or a person who has a power of attorney as his representative.

Download a sample for reference at the end of the article.

  • The second signature is placed by the employee who is responsible for accounting in the organization (chief accountant). This right can also be transferred by proxy. If there is no one in the organization who has such a right, then this information is recorded in the card.
  • The signature on the document must be entered manually.
  • To sign the card, the presence of a bank employee or notary is required. Their certifying signature must be entered in the space provided.

Then the card with samples of signatures and seal imprints is the main document that will have to be drawn up. What it serves for, what are the requirements for it - you will find out from the article.

What is the card for?

There is a standard form for the document 0401026. It is approved by banking instruction No. 153-I. However, it is permissible to use the form established by the internal rules of a particular bank.

Why do you need a card with sample signatures and seal impressions? To obtain a current account:

  • for current transactions for an individual;
  • for the needs of individual entrepreneurs;
  • for the needs of a legal entity;
  • to open a deposit.

Courts, bailiff units, notaries, law enforcement agencies - all these organizations also need current accounts to operate. Therefore, you will need a card with sample signatures and seal impressions.

Forms produced by a printing house, as well as those printed independently on a printer, are acceptable for use. The card is issued to the client at the bank or can be obtained independently (for example, downloaded from the Internet from the website of a financial institution).

Special cases

A card with sample signatures and seal impressions is provided to the bank not only when opening a current account. There are a number of other cases:

  • replacing one of the signatures;
  • seal replacement;
  • loss of seal;
  • changes made to full name the person recorded on the card;
  • changes in the name of the organization;
  • changes in the organizational and legal form of the organization;
  • suspension of powers of a management body;
  • termination of powers of the management body.

A sample signature and seal on the card is necessary so that the bank employee has the opportunity to reconcile with the details specified in the payment document. If discrepancies are identified, the bank will not accept the document. Movements on the current account will not be possible.

Card with sample signatures and seal impressions: example of filling

Let's consider all the fields of the document sequentially. The “Account Owner” field must be filled out in strict accordance with the company’s constituent documents. If an account is opened for a branch or separate division, then the name must be indicated separated by a comma after the main name.

If the client is an individual, then the full name is entered. and date of birth. If the client is an individual entrepreneur, then after indicating his full name. and the date of birth must be written: “individual entrepreneur”. If we are talking about a person employed in private practice, then after the full name. and date of birth, you must enter your occupation (for example, lawyer).

Field "Location". The organization enters its legal address here, individuals and individual entrepreneurs indicate the place of registration in accordance with their passport.

In the “Phone number” field, you can specify several numbers to contact representatives of the organization.

The “Bank” field must contain the full name of the financial institution in which the current account is opened.

The “Bank mark” field is filled in by authorized employees of the credit institution; the client does not have to write anything down here.

Let's move on to designing the reverse side. Field "Abbreviated name". It is indicated only if it exists. Otherwise, the full name is repeated. Individuals here duplicate the information that was entered in the “Account Owner” field.

The line “Account number” is also filled in by a bank employee after the current account is opened.

In the “Name” field enter persons who are authorized to sign documents. It could be one person, it could be more.

You must sign in the “Sample Signature” field. Signatures on bank documents will be compared with this sample in the future, so it must be one that you can easily repeat in the future, otherwise difficulties will arise.

The “Term of office” field is not filled in in all cases; you must follow the instructions of the bank employee.

Item “Date of completion”. You need to enter the date when the card with sample signatures and seal impressions was issued.

Field “Client signature” - the document is certified by the personal signature of the account owner.

"Print sample". You need to put a stamp in this place. The print must be perfectly clear and neat.

To do this, the print must be well saturated with ink, but not leave blots. It is better to practice on a separate sheet of paper. After making sure that everything is fine, put a stamp in the field without violating its boundaries. If fragments of the stamp are poorly visible on the print, the card will have to be reissued.

It is better to have a ready-made card with samples of signatures and seal impressions in front of your eyes. An example will help you understand how to fill it out correctly and accurately.

Despite the fact that there is nothing complicated in filling out the document, it is better to do it at the bank under the guidance of a specialist, and not on your own. Banks are very attentive to every detail, even too strict. Filling out the card yourself may result in the need to redo the work several times.

What to do if an organization operates without a seal?

Individual entrepreneurs have the right to work without a seal, unlike legal entities. Individuals who open deposits and accounts for personal needs also do not have a seal. But the document is called “a card with samples of signatures and seal impressions.” What should I do?

It's simple. The instructions for filling out indicate that individual clients have the right not to fill out this field. If an individual entrepreneur has a seal, then its imprint must be affixed to the card.

How to confirm the authority of persons

The card with sample signatures and seal impressions (form 0401026) must be filled out by an authorized person.

What documents are required for confirmation?

Everyone is required to provide a passport. Individual entrepreneurs also provide registration certificates, legal entities - a set of statutory documents.

In some cases, notarization of the signature of the responsible person may be required.

If we are talking about a foreign organization, then a notarized translation of documents into Russian will be required.

Where is the card stored?

The document is filled out in one copy and stored in the bank. A card with sample signatures and seal imprints is a sample with which credit institution employees will check each payment document received for execution by the bank.
Card with sample signatures and seal impressions

A bank card with sample signatures is one of the mandatory documents required by the bank together with the opening of a bank account or deposit account. In essence, it is a paper containing samples of signatures either of officials of a certain legal entity, or the signature of an individual entrepreneur. The general procedure, as well as the conditions for the registration and use by clients of such a bank card with signatures, are set out in detail in the special Instructions of the Central Bank of the Russian Federation.

Procedure, conditions for registration and use of bank cards by clients

This document is drawn up to conduct financial transactions with assets that are placed in the accounts of both legal entities and individual entrepreneurs. To issue a card, use the prescribed form. Fill it out according to the model, again provided for by the Instructions of the Central Bank of the Russian Federation. It is important when preparing this document to strictly follow the rules established by the Central Bank for filling out the fields. You can view a sample form, the approved form of this document with sample signatures, on our resource in the “Samples of Documents” subsection.

The bank card is drawn up on the form according to OKUD 0401026, and is presented by the client to the bank in the cases provided for by these Instructions, along with other documents necessary for opening a bank account or deposit account.

A bank card with sample signatures is filled out using a writing or electronic computer in black font or with a pen with black, blue or purple paste (ink). The use of a facsimile signature to fill out the fields of the card is not allowed.

The bank produces the number of copies of the card required for use in work. The use of card copies obtained using duplicating equipment is permitted provided that the copying is made without distortion.

Copies of the card made on paper must be certified by the signature of the bank's chief accountant (his deputy) or a bank employee authorized by the bank's administrative act to issue the card.

Instead of copies, it is possible to use additional copies of cards provided by the client.

In the case of one bank operational employee servicing several client accounts and provided that the list of persons authorized to sign is identical, the bank has the right not to require the issuance of a card for each account.

In cases and in the manner provided for in banking rules, the bank is allowed to use a copy of the card obtained using scanning devices, certified by an analogue of the handwritten signature of the bank’s chief accountant (his deputy) or an authorized person. In this case, it must be possible to reproduce a copy of the card obtained using scanning devices on paper in the form established by Appendix 1 to these Instructions.

Card forms are prepared by clients and the bank independently.

The bank will not accept a card with a different number or arrangement of fields.

An arbitrary number of lines is allowed in the fields “Account owner”, “Cash checks issued”, “Other notes”, “Last name, first name, patronymic” and “Signature sample”, taking into account the number of persons vested with the rights of the first or second signature, as well as in the field "Bank account N."

When producing a card, it is allowed to indicate interlinear translation of the fields of a bank card in the languages ​​of the peoples of the Russian Federation, as well as in foreign languages.

The “Sample of seal imprint” field must provide for the possibility of affixing a seal imprint with a diameter of at least 45 mm, without going beyond the boundaries of this field.

The right of first signature belongs to the client - an individual, an individual entrepreneur, an individual engaged in private practice in accordance with the legislation of the Russian Federation.

The right of first signature may belong to individuals on the basis of an appropriate power of attorney issued in cases and in the manner established by the legislation of the Russian Federation, an individual, an individual entrepreneur, an individual engaged in private practice in accordance with the legislation of the Russian Federation.

The right of first signature belongs to the head of the client - legal entity (sole executive body), as well as other persons (except for the persons specified in paragraph 7.6 of these Instructions) vested with the right of first signature by an administrative act of the client - legal entity, or on the basis of a power of attorney issued in in the manner established by the legislation of the Russian Federation.

The head of a separate division of a client - a legal entity, if he has the appropriate powers, has the right, by his administrative act or on the basis of a power of attorney issued in the manner established by the legislation of the Russian Federation, to grant the right of first signature to the employees of this separate division.

In cases and in the manner provided for by the legislation of the Russian Federation, the right of first signature may be transferred to the manager or management organization.

If a management organization performing the functions of a sole executive body grants its employees or employees of a client - a legal entity the right of first signature on behalf of the client - a legal entity, such a right can be granted on the basis of an administrative act of the management organization or a power of attorney issued in the manner established by the legislation of the Russian Federation.

The sole executive body of the management organization may act as the person having the right of first signature.

The right of the second signature belongs to the chief accountant of the client - a legal entity and (or) persons authorized to maintain accounting records, on the basis of an administrative act of the client - a legal entity.

Persons authorized to maintain accounting records in a separate division of a client - a legal entity, may be granted the right of a second signature on the basis of an administrative act of the head of this separate division, if he has the appropriate authority.

If accounting management is transferred in accordance with the procedure established by the legislation of the Russian Federation to third parties, the client - a legal entity can grant the right of a second signature to these persons.

The head of a client - a legal entity, an individual entrepreneur and the chief accountant of a client - a legal entity may not be indicated in the card as persons vested with the right of the first or second signature, respectively, provided that the right of the first or second signature is vested in other persons.

To issue a card, only documents confirming the status of the persons indicated on the card are submitted to the embassy or consulate. If an international treaty ratified in accordance with the procedure established by the legislation of the Russian Federation provides for the right of an embassy or consulate official to certify the authenticity of signatures of employees of the relevant embassy or consulate, then the bank has the right to accept a card in which the authenticity of the signatures of these employees is certified by the specified official.

The right of first or second signature can be granted to several employees of a legal entity at the same time. Giving one individual the right of first and second signature at the same time is not allowed.

If the head of a client - a legal entity, conducts accounting in person in cases provided for by the legislation of the Russian Federation, the handwritten signature (signatures) of the person (persons) entitled only to the first signature is affixed to the card.

In this case, in the card opposite the field “Second signature” in the fields “Last name, first name, patronymic” and “Sample signature” it is indicated that the person entitled to the second signature is absent.

A sample of the seal of a legal entity (branch, representative office) affixed by the client on the card must correspond to the seal that the client has. The temporary administration for the management of the credit organization affixes a seal made in accordance with the legislation of the Russian Federation, which determines the procedure for the activities of the temporary administration for the management of the credit organization.

The bankruptcy trustee (liquidator), external manager affixes the stamp of the seal used by him in the implementation of bankruptcy proceedings (liquidation), external management.

The authenticity of handwritten signatures of persons vested with the right of first or second signature may be certified by a notary. The bank accepts a card in which the authenticity of the signatures of all persons entitled to the first or second signature is certified by one notary.

The card can be issued without notarization of the authenticity of signatures in the presence of an authorized person in the following order:

  • The authorized person establishes the identities of the persons indicated on the card on the basis of the submitted identification documents.
  • The authorized person establishes the powers of the persons indicated in the card based on the study of the client’s constituent documents, as well as documents conferring the corresponding powers on the person.
  • The persons indicated on the card, in the presence of an authorized person, affix their handwritten signatures in the appropriate field of the card. Blank lines are marked with dashes.
  • To confirm the signatures of the indicated persons in the presence of an authorized person, the authorized person at the bank premises fills out the field “Place for a certification inscription attesting the authenticity of signatures” of the card.

The card is valid until the bank account agreement is terminated, the deposit account is closed, or until it is replaced with a new card. In case of replacement or addition of at least one signature and (or) replacement (loss) of a seal, change of surname, name, patronymic of the person indicated on the card, in cases of change of name, organizational and legal form of a client - a legal entity, or in case of early termination of authorities management of the client in accordance with the legislation of the Russian Federation, as well as in the event of suspension of the powers of the client’s management bodies in accordance with the legislation of the Russian Federation, the client submits a new card.

Submission of a new card to the bank must be accompanied by the simultaneous submission of documents confirming the authority of the persons indicated on the card to dispose of funds in the bank account, as well as documents identifying the person (persons) vested with the right of first or second signature. The bank does not have the right to accept a new card without submitting the specified documents, except in cases where the specified documents were submitted to the bank earlier and the bank already has them.

The bank has the right, at the written request of the client, to make changes to the fields “Location (place of residence)”, “tel. N” of the card.

The Bank has the right to independently make changes to the “Term of Office” field of the card.

Cases when changes are allowed to the fields “Location (place of residence)”, “tel. N”, “Term of office” of the card are determined by the bank in the banking rules.

In the event that a change in the bank account number or deposit account is due to the requirements of the legislation of the Russian Federation, the bank has the right to independently make appropriate changes to the “Bank account N” and “Bank mark” fields of the card.

The procedure for making changes and corrections to the fields bank card determined by the bank independently in banking rules. When making changes and corrections, the text is crossed out with a thin line so that what has been crossed out can be read.

If the right of the first or second signature is granted temporarily to persons not indicated on the card, temporary cards issued in the manner prescribed by these Instructions are presented with the card. In this case, the “Temporary” mark is placed in the upper right corner on the front side of the card.